GUARANTEED ISSUE MEDICAL PLANS

The plans below represent the most comprehensive Limited Benefit plans available that are written on a guaranteed acceptance basis meaning you will not be denied because of pre-existing conditions.

USA+ HEALTH PLANS

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You can also view our video and then contact us so that we can answer all of your questions and assist you in finding the plan that is right for you.

VALUE BENEFITS OF AMERICA

Value Access Guarantee Plan

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Plan Features:
• Guaranteed Issue for members and their spouse's ages 18 through 64. Coverage terminates at age 70.
• Pays Indemnity Benefits – There are NO Deductibles or Co-pays
• Pays Benefits for Doctors Office Visits, Hospitalization, ICU or CCU, Surgery, Anesthesia, Preventive Care, Emergency Room Care, Lab and X-Ray Testing, and Ambulance Services*
• Dependent Child Coverage is available to age 21 if the child is dependent on the parent member; or to age 23 if attending an accredited school full-time.
• Save money through access to Beech Street PPO Network
• Or you can use your own Doctor, Hospital or Licensed Provider
• Pays Benefits in Addition to any Other Insurance Coverage
• Pre-existing Conditions Incurred within the 12 Month Period Preceding the Effective Date are not covered. The Pre-existing Conditions Limitation is waived under the Outpatient Doctors Office Visits Indemnity Benefit

Value Med Plan

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Plan Features:
• Benefits are Paid Directly to You if requested
• Pays Indemnity benefits for Hospital Confinement and Doctor Office Visits
• Pays benefits for Hospital Out Patient and Ambulance Services
• Pays Benefits in Addition to any Other Insurance coverage
• Issue Ages 18 through 64 years old
• Dependent Child Coverage Available to Age 19 or 25 if a Full Time Student
• Guaranteed Renewable to age 65 years old
• Use any Doctor, Hospital or Licensed Provider

VBA OptumHealth Allies Plan

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Plan Features:
• Medical Care, including Primary and Specialty Care
• Hospitals (not available in Maryland and other states where prohibited by law)
• Alternative Medicine, such as Acupuncture, Chiropractic Care, and Massage Therapy
• Prescriptions
• Vision Care
• Dental Care
• Long-term Care Services
• Hearing Devices
• Wellness services, including fitness clubs, weight loss programs, “stop smoking” programs, and more

Homeland Health Care

Sure Care Series Plan

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For additional information or to speak with an insurance expert, please call Morris Associates, LLC at (480) 502 4285 or toll free at (800) 997 1184.

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AIM Health Plans - TEMPORARILY UNAVAILABLE!

The AIM health plan utilizes America's largest PPO network (Multiplan) with over 500,000 providers and offers impressive savings when network providers are used. Individuals, families and groups should discuss with their insurance agent the importance of HIPAA compliance regarding pre-existing conditions and portability.

PLAN BENEFITS

- Doctor & Chiropractic Visits
- Daily Hospital Confinement
- Surgical Benefits (inpatient or outpatient)
- Diagnostic, X-Ray & Lab Benefit (DXL)
- Wellness Care
- Accident Benefits
- Critical Illness Benefits
- Maternity Coverage
- PPO Network Repricing for Hospital, Doctor and Outpatient Services

CLICK HERE for plan descriptions and rates: AIM Health Plans